Misuse of Facility: "Misuse of facility’ fraud is where an account, policy or product is misused by the genuine account holder. The most common example is when an individual allows their bank account to be used to facilitate the movement of criminal funds. Often described as a ‘money mule’, individuals commit fraud by moving money through their own account and then to a third party, who is usually located in another country.
Other examples include selling your bank account, knowingly making a payment that will bounce, or opening credit card, retail accounts or mobile phone contracts where you have no intention of honouring the credit agreements." Cifas